THIS IS NOT FINANCIAL ADVICE!! · ENTERTAINMENT PURPOSES ONLY · PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS
DRAFT — NOT YET REVIEWED BY LEGAL COUNSEL. This document has not been reviewed or approved by an attorney and should not be relied upon as final or legally sufficient until it has.

Terms of Service

Last updated: [EFFECTIVE DATE] · Effective for: ruleof16plus.com

1. Acceptance of Terms

By accessing or using ruleof16plus.com (the "Site"), operated by [OPERATOR NAME / BUSINESS ENTITY] ("we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use the Site.

2. Description of the Site

The Site is an educational and entertainment tool that displays hypothetical options-trading strategy picks, statistics, and related calculations. The Site does not execute trades, does not manage money, does not provide brokerage services, and is not connected to any of your personal brokerage or financial accounts. Nothing on the Site should be understood as a recommendation, solicitation, or offer to buy or sell any security or financial instrument.

3. Not Financial Advice

The content on this Site — including strategy picks, strikes, credit estimates, win/loss statistics, and profit/loss figures — is provided for educational and entertainment purposes only and does not constitute financial, investment, trading, tax, or legal advice. We are not a registered investment advisor, broker-dealer, or financial planner. Options trading involves substantial risk of loss and is not suitable for all investors. Past performance, whether actual or simulated, is not indicative of future results. Consult a qualified, licensed financial professional before making any investment decision.

4. Eligibility

You must be at least 18 years old and capable of forming a legally binding contract to use this Site.

5. No Warranty; Accuracy of Data

Content on the Site may be based on synthetic/simulated data, data sourced from one or more third-party market data providers, or a combination of both — see the banner displayed on the Site itself for which applies at any given time. The Site, and all content on it, is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, whether express or implied, including without limitation warranties of accuracy, completeness, timeliness, merchantability, or fitness for a particular purpose. We do not warrant that any figure, calculation, or statistic displayed reflects real, currently executable market prices unless explicitly stated.

6. Third-Party Data Providers

The Site's market data and calculations may be sourced in part from third-party market data providers ("Data Providers"). With respect to those Data Providers:

  • All warranties and liability of our Data Providers, vendors, licensors, and processors are expressly disclaimed. Data Providers make no representation or warranty regarding the Site or its content.
  • We — not any Data Provider — are solely responsible to you with respect to any claim, liability, or damages arising from your use of the Site.
  • Our Data Providers, vendors, licensors, and processors are third-party beneficiaries of these Terms, entitled to directly enforce these provisions.
  • By using the Site, you agree to indemnify and hold harmless our Data Providers, vendors, licensors, and processors from any third-party claim arising out of your use of the Site.

7. Limitation of Liability

To the maximum extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages, including any trading or investment losses, arising from your use of or inability to use the Site, even if we have been advised of the possibility of such damages. The Site's availability, uptime, and accuracy are not guaranteed.

8. Indemnification

You agree to indemnify and hold us harmless from any claim, loss, or damage, including reasonable attorneys' fees, arising from your use of the Site or your violation of these Terms.

9. Intellectual Property

The Site's design, text, graphics, and underlying code are owned by us or our licensors and are protected by applicable intellectual property laws. You may not copy, reproduce, or redistribute Site content without our prior written permission, except for your own personal, non-commercial use.

10. Prohibited Uses

You agree not to: scrape, crawl, or harvest data from the Site using automated means without our permission; attempt to reverse engineer, disrupt, or gain unauthorized access to the Site or its underlying systems; use the Site for any unlawful purpose; or misrepresent Site content as your own or as real-time executable market data if it is not.

11. Advertising

The Site may display advertisements served by third-party networks (such as Google AdSense). We do not control, and are not responsible for, the content of third-party advertisements or the practices of advertisers.

12. Termination

We may restrict, suspend, or terminate your access to the Site at any time, for any reason, without notice.

13. Governing Law

These Terms are governed by the laws of the State of [GOVERNING STATE], without regard to its conflict-of-law principles. Any dispute arising from these Terms or your use of the Site will be subject to the exclusive jurisdiction of the courts located in [GOVERNING STATE].

14. Changes to These Terms

We may revise these Terms at any time. The "Last updated" date above reflects the most recent revision. Continued use of the Site after changes take effect constitutes acceptance of the revised Terms.

15. Severability

If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect.

16. Contact Us

Questions about these Terms can be directed to [CONTACT EMAIL].